As the year winds down, so do the expiration dates for many of the travel perks tied to your credit cards, loyalty programs, and memberships. These benefits are often a hidden goldmine of value—if you know how to use them! Before the clock strikes midnight on December 31, it’s time to take stock of what’s left and ensure you don’t leave any perks behind.
Here’s a handy guide to get you started:
1. Airline Fee Credits: Use Them or Lose Them
Many premium credit cards, like The Platinum Card from American Express or the Chase Sapphire Reserve, offer airline fee credits annually. These credits can cover checked baggage fees, seat upgrades, or even in-flight snacks and Wi-Fi.
Quick Tip: If you haven’t used your credits yet, consider purchasing gift cards from your preferred airline (check the card's terms to confirm eligibility) or prepaying for travel expenses like future seat selections.
2. Lounge Access and Passes
Travel lounges are a haven for weary travelers, offering comfy seating, complimentary snacks, and a serene escape from the hustle and bustle of the airport. If your credit card provides lounge access or free passes, check if they expire soon.
Examples:
Priority Pass Select Membership (offered by several premium cards)
Lounge passes like United Club passes (check expiration dates—some extend into January!).
3. Free Night Awards from Hotel Credit Cards
Do you have a hotel-branded credit card, like the World of Hyatt Card or Marriott Bonvoy Business Card? Many of these cards come with annual free night awards that expire if unused. Even if you don’t have immediate travel plans, you can book a stay for early next year to lock in your redemption.
Quick Tip: Use your free night for a staycation, or add it to your next big trip to save on accommodations.
4. Travel Insurance and Trip Credits
If you had to cancel or postpone a trip earlier this year, you might have unused credits or travel insurance reimbursements waiting. Airlines and hotels often have deadlines for rebooking, so now’s the time to check your accounts.
5. Points and Miles Expirations
Although many loyalty programs have shifted to points that don’t expire, some still require activity to keep your balance intact. Check your accounts for inactivity and consider transferring points, booking an award stay, shopping through a portal, or redeeming miles for a quick getaway. Learn more in our article How to Prevent Airline Miles from Expiring.
How to Stay on Top of It All
Feeling overwhelmed? That’s where Forward Points + Travel can help! My expertise is in guiding you through the maze of credit card perks, loyalty programs, and travel hacks to ensure you never miss out on value. Together, we can plan your next adventure while maximizing your rewards.
Take Action Today
Before the year ends, carve out some time to review your travel perks. If you’re not sure where to start or need help prioritizing, I’d love to assist. Reach out today, and let’s make the most of what you’ve earned!
Ready to travel smarter? Let Forward Points + Travel help you turn unused benefits into unforgettable experiences. Contact me now!
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