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  • Health & Beauty Packing Tips for Stress-Free Travel

    Look good, feel great, and stay comfortable—no matter where your journey takes you There’s something powerful about traveling well—not just in where you go, but how you feel while you’re there. When your health and beauty essentials are dialed in, you’re not scrambling for sunscreen in a foreign pharmacy or dealing with frizzy hair before a special dinner. You’re present. Relaxed. Confident. Whether you’re heading to the Caribbean, Europe, or a bucket-list cruise, these thoughtfully chosen essentials will help you stay refreshed, protected, and ready for every moment. ☀️ Sun Protection & Heat Essentials Reef-Safe Sunscreen Protect your skin—and the destinations you love. Many tropical locations now require reef-safe formulas to protect marine life. This is one item you don’t want to leave behind.🛍️ Shop reef-safe sunscreen on Amazon Sun Hat with UV Protection A stylish, packable hat adds instant polish to any outfit while shielding your face and neck from harsh sun exposure. Look for UPF-rated fabrics.🛍️ Shop sun hats on Amazon Cooling Towel or Mini Fan From European summer heatwaves to Caribbean humidity, these are game-changers. A quick cool-down can make long touring days much more enjoyable.🛍️ Shop cooling towels | Shop handheld fans 🌿 Wellness & Comfort Must-Haves Motion Sickness Bands or Natural Remedies Even seasoned travelers can get caught off guard on winding roads or rough seas. These are simple, natural solutions worth packing “just in case.”🛍️ Shop Sea-Bands or ginger tablets on Amazon Emergen-C Immune+ (Vitamin D & Zinc) Travel exposes you to new environments—and new germs. A daily immune boost can help you stay energized and healthy throughout your trip.🛍️ Emergen-C Tablets on Amazon Collapsible Water Bottle Hydration is key, especially when flying or exploring in warm climates. A reusable, space-saving bottle is both practical and eco-friendly.🛍️ Shop collapsible water bottles on Amazon Medication Cooler Bag If you’re traveling with temperature-sensitive medication, this is essential. It offers peace of mind—and protects your health.🛍️ Medication Cooler on Amazon 🏝️ Beach & Outdoor Essentials Dry Bag or Waterproof Pouch Perfect for beach days, boat excursions, or unexpected rain showers. Keeps your phone, cash, and essentials safe and dry.🛍️ Shop dry bags on Amazon Bug Repellent Wipes or Spray Essential for tropical or lush destinations where mosquitoes can be more than just a nuisance.🛍️ Shop bug repellent on Amazon Portable Soap Sheets A small luxury that makes a big difference—especially when traveling through busy cities or outdoor markets.🛍️ Shop soap sheets on Amazon 💄 Beauty Organization & Travel-Friendly Tools Makeup Bag That Opens Flat No more digging through your bag. This design lets you see everything at once—perfect for small hotel bathrooms.🛍️ Shop makeup bags on Amazon Hanging Toiletry Organizer Maximize space and keep everything within reach. Ideal for cruises or European hotels with limited counter space.🛍️ Shop hanging toiletry bags on Amazon Travel Toiletry Kit (Leak-Proof Bottles) Bring your favorite products without worrying about spills. A must for carry-on travelers.🛍️ Shop toiletry kits on Amazon Fine Mist Spray Bottle A surprisingly versatile item—use it for refreshing curls, cooling down, or even releasing wrinkles from clothing.🛍️ Shop travel-size spray bottles 👁️ Small Details That Make a Big Difference 2-in-1 Contact Lens & Eyeglasses Case Compact, organized, and thoughtfully designed with a mirror and tools included.🛍️ Shop 2-in-1 lens case on Amazon BaBylissPRO Nano Titanium Travel Hair Dryer Small but powerful—and dual voltage, which is key for international travel. It handles humidity beautifully.🛍️ Shop BaBylissPRO dryer on Amazon A Few Worthy Add-Ons to Consider: Silk pillowcase (helps with hair and skin overnight) Hydrating facial mist for long flights Under-eye patches for a refreshed look after travel days Final Thoughts Packing for health and beauty isn’t about overpacking—it’s about packing intentionally. The right items allow you to feel like your best self, no matter the destination. When you’re prepared, you can focus on what really matters: meaningful experiences, connection, and enjoying every moment of your trip. And if you ever want help planning a trip where every detail—down to what to pack—is thoughtfully considered, I’d love to help. I can even assist with flights using points, hotel perks, and personalized itineraries to make your travel seamless from start to finish.

  • 10 Reasons to Take an Alaskan Cruise: A Journey to the Last Frontier

    When you think of Alaska, images of rugged wilderness, towering glaciers, and abundant wildlife likely come to mind. But experiencing the vast beauty of the Last Frontier up close is something that should be on every traveler's bucket list. One of the best ways to do this is by taking an Alaskan cruise. Here are ten reasons why this adventure should be your next big getaway. 1. Unmatched Natural Beauty Alaska is a land of breathtaking landscapes that seem almost otherworldly. From the moment you set sail, you’re surrounded by vast, untamed wilderness. Picture sailing past towering glaciers, snow-capped mountains, and dense forests. The scenic beauty is not just something you’ll see—it’s something you’ll feel. The crisp, fresh air and the sheer scale of the natural surroundings are awe-inspiring. 2. Witness Awe-Inspiring Glaciers Glaciers are one of Alaska’s most iconic features, and there’s no better way to see them than from the deck of a cruise ship. These colossal ice formations are best appreciated up close, where you can witness the mesmerizing shades of blue and the thunderous sound of calving—when chunks of ice break off and crash into the water. Hubbard Glacier, Glacier Bay, and Tracy Arm Fjord are just a few of the spectacular sights you might encounter. 3. Incredible Wildlife Viewing Alaska is a haven for wildlife, and a cruise provides some of the best opportunities to see these creatures in their natural habitat. Watch for humpback whales breaching the water, orcas swimming in pods, and sea lions basking on rocky shores. On land, you might spot brown bears fishing for salmon, moose wandering through forests, and bald eagles soaring above. 4. Unique Shore Excursions One of the highlights of an Alaskan cruise is the variety of shore excursions available. Each port offers unique experiences that let you immerse yourself in Alaskan culture and adventure. Whether you’re dog sledding on a glacier, exploring historic gold rush towns like Skagway, kayaking through serene fjords, or taking a scenic train ride through the mountains, there’s something for every type of traveler. 5. Experience the Midnight Sun Alaska’s long summer days are a phenomenon in themselves. Depending on when you visit, you might experience the midnight sun, where daylight lasts well into the night. This unique experience allows you to maximize your time exploring and offers incredible photo opportunities with the sun hovering low on the horizon, casting a golden glow over the landscape. 6. Learn About Native Alaskan Cultures Alaska is home to rich indigenous cultures, and a cruise provides opportunities to learn about the traditions, art, and history of Native Alaskan peoples. Visit cultural centers, watch traditional dance performances, and explore museums that showcase the heritage of the Tlingit, Haida, and other indigenous groups. It’s a chance to gain a deeper understanding of the land and its people. 7. Luxury and Comfort Onboard An Alaskan cruise isn’t just about the destination; it’s also about the journey. Modern cruise ships offer luxurious accommodations, world-class dining, and a range of amenities that ensure you travel in comfort. Enjoy gourmet meals with fresh local seafood, relax in a spa with a view of the glaciers, or sip a cocktail as you watch the sunset from the deck. You’ll experience the wild beauty of Alaska without sacrificing comfort. 8. Perfect for Families An Alaskan cruise is a fantastic option for families. The range of activities both on and off the ship means there’s something for everyone, from young children to grandparents. Many cruise lines offer kids’ clubs, family-friendly entertainment, and educational programs that make learning about Alaska fun for all ages. Plus, the ease of cruising means you can explore multiple destinations without the hassle of unpacking and repacking. 9. Photographer’s Paradise If you’re a photography enthusiast, an Alaskan cruise is a dream come true. The ever-changing landscapes, wildlife sightings, and unique lighting conditions offer endless opportunities to capture stunning images. Whether you’re shooting the vibrant hues of a sunset, the intricate details of a glacier, or the playful antics of a sea otter, you’ll leave with a portfolio full of unforgettable moments. 10. Unforgettable Memories Finally, an Alaskan cruise is more than just a vacation—it’s a journey that will leave you with memories to last a lifetime. The experiences you’ll have, the sights you’ll see, and the stories you’ll collect are unlike anything else. Whether it’s the first time you see a whale breach or the quiet moment spent gazing at a glacier, these are moments that will stay with you forever. Bonus: Explore Victoria or Vancouver, B.C. Most Alaskan cruise itineraries include a stop in Canada, offering the bonus of visiting either Victoria or Vancouver, B.C. These vibrant cities provide a perfect complement to your Alaskan adventure. In Victoria, explore the historic charm of Butchart Gardens and the iconic Fairmont Empress Hotel. In Vancouver, experience the cultural diversity, visit the stunning Stanley Park, or enjoy world-class dining and shopping. These stops add an international flair to your journey, offering a rich blend of nature, history, and urban sophistication. Saving on Airfare with Points and Miles Before automatically bundling airfare to your cruise departure city into the cruise package, consider if you have frequent flyer miles or credit card points to book award flights instead. This could lower the cost of your flights to only taxes and fees, saving hundreds of dollars. I can assist you in navigating these options, ensuring you get the most value from your points and miles, so you can enjoy more of your trip without stretching your budget. Extend Your Adventure with a Cruisetour For those looking to get a more in-depth experience of Alaska, consider adding a cruisetour to your itinerary. A cruisetour combines the best of both worlds—cruising and land exploration. After your cruise, you can venture inland by train or motorcoach to explore Alaska’s interior. Spend several nights in comfortable hotels while visiting iconic destinations like Denali National Park, Fairbanks, and the Kenai Peninsula. This extended adventure allows you to see even more of Alaska’s majestic landscapes and wildlife, offering a truly comprehensive look at the Last Frontier. Ready to Explore Alaska? Taking an Alaskan cruise is more than just a trip; it’s an adventure that immerses you in one of the most stunning and remote regions of the world. Whether you’re drawn by the promise of wildlife, the allure of glaciers, or the comfort of a luxury cruise, Alaska has something to offer every traveler. As an Alaska Expert Certified with Princess Cruise Line, I can offer you insider knowledge and personalized advice to ensure your cruise is everything you’ve dreamed of and more. At Forward Points + Travel, I can book your Alaskan cruise with a range of top cruise lines, including Princess, Azamara, Celebrity, Cunard, Holland America, Norwegian, Oceania, Regent Seven Seas, Royal Caribbean, Seabourn, Silversea and Virgin Voyages. Let me help you plan the perfect cruise to Alaska, so you can experience the magic of the Last Frontier firsthand. Your unforgettable journey awaits!

  • Maximizing Your Travel Experience: The American Express Platinum Card

    Maximizing Your Travel Experience with The Platinum Card® from American Express (2026 Update) If you’ve ever wondered whether a premium credit card is actually worth it , the answer isn’t a simple yes or no—it depends on how you travel. And in 2026, The Platinum Card® from American Express  has evolved significantly. With a higher annual fee, new lifestyle perks, and a few quiet cuts, it’s more important than ever to understand how to use it strategically. Because when used well? This card doesn’t just enhance your trips—it can completely transform how you experience travel. The Big Picture: What Changed Recently The Platinum Card underwent a major refresh going into 2025–2026: Annual fee increased to $895   New and expanded credits across travel, dining, wellness, and lifestyle Total potential value now exceeds $3,500+ annually  (if fully used) But—and this is important—not all changes were upgrades: The Saks Fifth Avenue credit is being phased out  for new cardholders Some perks (like event access and Uber VIP status) have been reduced or restructured So while the value is still there, it’s no longer a “set it and forget it” card. It rewards intentional travelers . What Makes This Card So Valuable for Travelers 1. Elevated Airport Experiences If you travel even a few times a year, this benefit alone can change your journey. You’ll get access to: Centurion Lounges Delta Sky Clubs (when flying Delta) Priority Pass lounges worldwide That means fewer crowded gate areas and more: Comfortable seating Complimentary food and drinks Reliable Wi-Fi And with over 1,500+ lounges globally , you’re covered almost anywhere you go 2. Luxury Hotel Benefits (Without Paying Luxury Prices) When you book through American Express Fine Hotels + Resorts, you unlock perks like: Complimentary breakfast for two Room upgrades (when available) Early check-in / late checkout (often 4pm) Property credits (spa, dining, etc.) These are the kinds of benefits my clients love—because they elevate a stay without requiring hours of research. And yes, I can help you stack these perks with your itinerary. 3. Annual Credits That Offset the Fee This is where things get interesting. Some of the standout credits include: Up to $600 hotel credit  through Amex Travel Up to $400 dining credit (Resy restaurants)   Up to $300 digital entertainment credit   Up to $300 lululemon credit   $200 Uber Cash annually  (still intact) Uber One membership credit  for added perks The key? These are only valuable if they align with your lifestyle. 4. Points That Unlock Premium Flights Membership Rewards® points are where the magic really happens. Instead of redeeming points for mediocre value, you can: Transfer points to airline partners Book business or first-class flights Stretch your points significantly further This is exactly how many of my clients are flying to Europe or the Caribbean in premium cabins—while saving thousands. Who This Card Is Actually For (And Who It’s Not) Let’s be honest—this card is not for everyone. It’s a great fit if you: Travel at least 2–3 times per year Value comfort, convenience, and elevated experiences Will actually use the credits (not forget them) Want help maximizing points for flights It may not  be worth it if you: Rarely travel Prefer budget accommodations and airlines Don’t want to track or use multiple credits Because unused benefits = wasted value. My Expert Take as a Travel Advisor What I tell my clients is this: The Platinum Card is no longer just a “travel card”—it’s a lifestyle + travel ecosystem . If you: Use the credits strategically Transfer points instead of redeeming them poorly Pair it with a well-planned itinerary …it can easily outweigh the annual fee. But if you’re not sure how to maximize it, that’s where I come in. How I Help You Get the Most Out of It When you work with me, I can help you: Use your points for high-value flights (not low-value redemptions) Pair your card benefits with luxury hotel perks and upgrades Build itineraries that actually leverage your card benefits fully Avoid common mistakes that cost travelers thousands in lost value Because having the card is one thing— knowing how to use it well is everything. Final Thoughts The Platinum Card is still one of the most powerful travel tools available in 2026—but only in the right hands. Used casually, it’s expensive.Used strategically, it’s transformative. If you’ve been thinking about applying—or already have it and aren’t sure you’re maximizing it—I’d love to help you turn it into a true travel advantage.

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  • California Privacy Policy | Forward Travel

    California Privacy Policy CALIFORNIA PRIVACY POLICY This website https://www.forwardpointsandtravel.com (“Website”) is owned and operated by Forward Points & Travel, LLC, a company registered in Texas, USA (“we,” “our,” or “us”). If you are a resident of the State of California (“you,” “your”), you may have additional rights under the California Consumer Privacy Act (CCPA) and related laws. This California Privacy Policy describes those rights—it supplements and forms a part of the Privacy Policy on the Website. As described in our Privacy Policy, we may collect information about you for purposes of doing business with you, giving you access to the Website, and offering products and services. We may collect information in the following broad categories: Identifiers (e.g., mail address, email address, user IDs, IP address); Demographic information (e.g., mail address, telephone number); Commercial information (e.g., client feedback, leads); Internet activity (e.g., username, Website interaction); Geolocation data (i.e., derived from your IP address, which does not provide precise location); Professional information (e.g., name, title, company); and Inferences drawn from the above information. Details about the information we may collect, how we may collect it, and how we may use are described in our Privacy Policy. Under the CCPA, you have the following rights: The right to know about your personal information we collect, use, sell, and disclose; The right to access and delete certain information collected from you; The right to opt-out of the sale of your information; and The right to non-discrimination for exercising your CCPA rights. California law permits you to request information regarding our disclosure of your personal information for direct marketing purposes. We may share with third parties your information related, for example, to tailored advertising, IP address, and online activities, which may fall within the broad definition of a sale under the CCPA. You may elect an option known as “Do Not Sell My Personal Information” or make other requests regarding matters such as tailored advertising. To make any request or ask any questions regarding your rights as a California resident, please send us an email as follows: (1) include “California Privacy Rights” in the subject line; (2) include your first name, last name, your mailing address, your email address, and your telephone number; (3) include your request or questions; and (4) send to renee@forwardpointsandtravel.com . Depending on the type of request, we may seek additional information from you. If you choose to use an agent, we will require proof of the agent’s authorization to act on your behalf before we respond. © 2023 Travel Industry Solutions

  • Terms of Use | Forward Travel

    Terms of Use WEBSITE TERMS OF USE PLEASE READ THESE TERMS CAREFULLY. TERMS ARE BINDING ON USERS OF https://www.forwardpointsandtravel.com AND SERVICES ACCESSIBLE THROUGH IT. Introduction These Terms of Use (“Terms”) apply to any user of the website located at https://www.forwardpointsandtravel.com , including its sub-domains, mobile-optimized versions, and any products or services accessible through it (collectively, the “Website”). The Website is owned and operated by Forward Points & Travel, LLC, a company registered in Texas, USA (“Company,” “we,” “our,” or “us”). These Terms set out a legally binding agreement between you as a user of the Website (“User,” “you,” or “your”) and Company. If you do not want to be bound by these Terms, then do not use the Website. If you use the Website on behalf of any entity, organization, or company (collectively, “Organization”): (1) you declare you are an authorized representative of that Organization with the authority to bind the Organization to these Terms; and (2) you and the Organization agree to be bound by these Terms. In these Terms, “you” refers to the Organization, you, and any other individual using the Website on behalf of the Organization. All other terms, policies, disclosures, disclaimers, and other provisions we may post on the Website from time to time are a part of these Terms. Users Under 18 If you are under the age of 18, you are prohibited from using the Website. If you use the Website, you represent that you are over 18 years of age. Acceptance of Terms Each time you use or access the Website, including webpages contained or hyperlinked therein, you expressly confirm your agreement to these Terms. We reserve the right to modify, suspend, or discontinue the Website and at any time for any reason, in part or whole, with or without notice to you. You agree that we will not be liable to you or any third party for any modification, suspension, or discontinuance of the Website. The Website may contain typographical errors, inaccuracies, inconsistencies, or omissions, which we reserve the right to correct, change, or update at any time for any reason, with or without notice to you. Authorization You represent, warrant, and covenant that: (1) you have full power and authority to accept, to grant all authorizations, and to perform all obligations under these Terms; (2) you will use the Website for individual purposes; and (3) the address you provide when registering is your address of record. You will not allow any other person to use your login information to access the Website. If you become aware of any unauthorized use of your account or login information, you will immediately notify us at renee@forwardpointsandtravel.com . Term and Termination These Terms become effective on the date of: (1) your initial use of the Website; or (2) your initial access to any services accessible via the Website. The term of these Terms will continue until terminated by us in writing. The term will be renewed each time you access or use the Website following any updates we post from time to time. We may suspend or terminate these Terms and your use of or access to the Website in our sole discretion, at any time, for any reason, with or without prior notice to you, including without limitation if you engage in any conduct prohibited by these Terms, or if you otherwise violate any provision of these Terms. Immediately upon such termination, you will cease all use of or access to the Website and its contents. Website Content The Website represents a company providing travel advisory services to the general public and/or organizations utilizing the services of a travel advisor. Website Availability We will use commercially reasonable efforts to keep the Website operational continuously. We may carry out maintenance on the Website as we deem necessary at any time for any reason, with or without notice to you. Such maintenance may impact your use of the Website. Account Registration In order to use some or all of the functionalities of the Website, you may be required to login to the Website. At the time of registration, you may be asked to provide personal information such as name, address, phone number, email address, username, password, and other personal information. Username and Password To use certain functionality of the Website, you will setup login information, including choosing a username and password. Your username will not be misleading and will comply with the content rules set out in these Terms. You will not use your account or username for or in connection with the impersonation of any third party. You are responsible to maintain the confidentiality of your password. You are responsible for all use of the Website via your login, whether authorized or unauthorized by you. You will notify us at renee@forwardpointsandtravel.com if you have reason to believe your account is no longer secure for any reason (for example, in the event of a loss, theft, unauthorized disclosure, or use of your password). You are responsible for any activity and content on the account arising out of any failure to keep your password confidential and may be held liable for any losses arising out of such failure. Login information and other personally identifiable information that we may collect is subject to the terms of our Privacy Policy https://www.forwardpointsandtravel.com . Electronic Signature You agree that: (1) your electronic signature; (2) your click of an applicable button; (3) your check of an applicable box; or (4) any similar electronic confirmation by you via the Website is the legal equivalent of your physical ink signature to confirm your agreement and consent. Electronic Communications You agree to receive electronic communications from the Website. Such electronic communications may include without limitation any notices, disclosures, or other information we may provide to you regarding the Website. You accept that the electronic documents, files, and records regarding the Website are reasonable and proper notice for purposes of compliance with applicable laws, rules, or regulations. You agree that such electronic communications fully satisfy any requirement that communications be provided to you in writing. We reserve the right, in our sole discretion at any time, to require your physical ink signature on any documents relating to the Website. User Responsibility You are solely responsible for your use of the Website, which is subject to all applicable local, state, and federal laws and regulations. You agree: Not to violate these Terms or allow, encourage, or facilitate others to do the same; Not to access the Website using a third party’s account without the express consent of the account holder; Not to use the Website or take any related action that is unlawful, illegal, fraudulent, or harmful; Not to copy any content for republication in print or online; Not to infringe copyrights or other rights relating to content on the Website; Not to plagiarize or infringe the intellectual property rights or privacy rights of any third party; Not to obscure or edit any copyright, trademark, or other proprietary rights notice or mark appearing on the Website; Not to create copies or derivate works of the Website or any part thereof; Not to create reviews or blog entries for or with any purpose or intent that does not in good faith comport with the purpose or spirit of the Website; Not to interfere with another person’s use and enjoyment of the Website or another entity’s use and enjoyment of the Website; Not to disturb the normal flow of services provided through the Website; Not to use data collected from the Website to contact any third party or engage in any direct marketing activity (including without limitation email marketing, SMS marketing, telemarketing, and direct mailing); Not to collect, receive, transfer, or disseminate any personally identifiable information of any person without consent from title holder; Not to attempt to gain unauthorized access to other computer systems from or through the Website; Not to create a link from the Website to another website or document without Company’s prior written consent; Not to disrupt, interfere with, or otherwise harm or violate the security of the Website, or any services, system restores, accounts, passwords, servers, or networks connected to or accessible through the Website or any affiliated or linked website; Not to use the Website or take any related action that causes, or may cause, damage to the Website or impairment of the performance, availability, or accessibility of the Website; Not to upload or transmit viruses or other harmful, disruptive, or destructive files; Not to use the Website to copy, store, host, transmit, send, use, publish, or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit, or other malicious computer software; Not to conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction, and data harvesting) on or in relation to the Website without the express written consent of Company; Not to access or otherwise interact with the Website using any robot, spider, or other automated means; Not to reverse engineer, decompile, or extract the Website’s source code; and Not to pretend to be or misrepresent any affiliation with any legal entity or third party. In addition to the above, unless specifically endorsed or approved by the Website, the following uses and activities relating to the Website are prohibited: Criminal or tortuous activity, including child pornography, fraud, trafficking in obscene material, drug dealing, gambling, harassment, stalking, spamming, copyright infringement, patent infringement, or theft of trade secrets; Transmitting chain letters, spam, or junk email; Interfering with, disrupting, or creating an undue burden on the Website or the networks or services connected or linked thereto; Using any information obtained from the Website to harass, abuse, or harm another person; Attempting to bypass any measures of the Website (or products or services accessible through the Website) designed to prevent or restrict access; Harassing, annoying, intimidating or threatening any officer, employee, contractor, agent, affiliate, partner, customer, or supplier of Company; Using the Website in any manner inconsistent with these Terms and applicable laws and regulations. If you violate any of the above provisions, we may terminate your use of and access to the Website. Third-Party Websites The Website includes hyperlinks to other websites, products, services, and content owned and operated by third parties. We have no control over any third-party website or contents. Your engagement with any third party is voluntary, at your own risk, and solely between you and that third party. We bear no responsibility or liability for any loss or damage incurred as the result of your activities with third-party affiliates or advertisers on the Website. We strongly encourage you to independently verify any representation or warranty made by any third party regarding its own products and services. The Website may provide tools allowing you to link your account on the Website with an account of a third-party service. If you use these tools, you agree that we may transfer your user information to that third party. Ownership Nothing in these Terms or on the Website will be construed as intent to grant to you any interest in the Website, in part or whole, or any content on the Website. Content and materials included on the Website, is copyrighted and protected under U.S. law, including without limitation images, photographs, graphics, texts, forms, lists, charts, guidelines, data, logos, code, icons, videos, audio, and other content, all of which is the property of, is licensed to, or is otherwise duly available to Company, its affiliates, its licensors, or a third-party copyright holder. You agree that any infringing use or exploitation of copyrighted content on the Website may cause us, our affiliates, licensors, or content providers irreparable injury, which may not be remedied solely at law, and therefore our affiliates, licensors, or content providers may seek remedy for breach of these Terms, either in equity or through injunctive or other equitable relief. Digital Millennium Copyright Act (DMCA) We respect the intellectual property rights of others. We take seriously claims of copyright infringement and respond expeditiously to notices regarding such matters. If you are a copyright owner or authorized to act on behalf of a copyright owner, you may report claims of copyright infringement to us by sending a DMCA notice of alleged infringement, as follows: Identification, including a description, of the copyrighted work you are claiming has been infringed. If you are claiming infringement of multiple works you may provide a representative list. The location of the allegedly infringing material, including identification of URL where the allegedly infringing material is accessible or the exact location where the infringing material may be found. A statement that you have a good-faith belief that the use is not authorized by the copyright owner or other intellectual property rights owner, by its agent, or by law. A statement by you under penalty of perjury that the information in your notice is accurate and that you are the copyright or intellectual property owner or are authorized to act on the owner’s behalf. Your company affiliation, if applicable, your mailing address, telephone number, and email address. Your full legal name and your electronic or physical signature. For your notice to be valid, you must comply with all requirements above. Please send your notice to renee@forwardpointsandtravel.com . Upon receipt of your DCMA notice above, we will: (1) expeditiously remove or disable access to the infringing material; and (2) promptly notify the copyright holder that originally uploaded or copied material has been removed or access denied. No Warranty Your use of the Website is at your own risk, and you agree that the Website is provided “as is,” “with all faults,” and “as available.” We do not represent or warrant that the Website or its contents will be error-free, uninterrupted, secure, accurate, useful, safe, reliable, or produce any particular result, or that our content or communications to you are free from viruses or other harmful, disruptive, or destructive files. It is your sole responsibility to ensure the Website meets your specific requirements . Limitation of Liability In no event will Company, its shareholders, directors, officers, employees, contractors, or agents be liable to you or any third party for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, including without limitation: (1) loss of goodwill, business interruption, loss of profits, loss of data, or any other type of damages or losses relating to your use of, or inability to use, the Website; (2) personal injury or loss of privacy; and (3) infringement of third party intellectual property rights. The limitation of liability above will apply whether in contract, warranty, or tort, whether active, passive, or imputed by negligence, strict liability, or product liability, or pursuant to any other legal theory, even if you have been advised of such possibility in advance. To the fullest extent permissible under applicable law, Company expressly disclaims all representations and warranties of any kind relating to the Website and its contents, including all warranties of any kind, express or implied, including without limitation warranties of title, merchantability, accuracy, completeness, condition, quality, durability, performance, accuracy, reliability, suitability, fitness for a particular purpose, or non-infringement. Your sole remedy under these Terms is to cease use of the Website and any services related to it. Indemnification You agree to indemnify, defend, and hold Company, its affiliates, subsidiaries, shareholders, directors, officers, employees, contractors, and agents harmless from and against any actual or threatened proceedings at law or in equity, including without limitation reasonable expert and attorney’s fees, arising out of: (1) your acts or omissions; (2) your content; (3) your violation of these Terms or the Privacy Policy; or (4) your violation of the rights of any third-party. General Amendments . We may modify, update, or terminate the Website, the Terms, the Privacy Policy, or any of our other content at any time in our sole discretion, with or without notice to you. The effective date of such modifications will be the time and date we post them on the Website. No Assignment . You may not assign or transfer these Terms by operation of law or otherwise without our prior written consent. Company may assign any rights or obligations hereunder to any current or future affiliated company and to any successor in interest. We reserve the right, at any time, with or without notice to you, to transfer some or all of Company’s assets in connection with a merger, acquisition, reorganization, or sale of assets or in the event of bankruptcy. Severability . If any provision of these Terms is held unenforceable, then such provision will be enforced to the fullest extent permitted by law and the remainder of these Terms will remain fully in force. No Waiver. No forbearance or delay in enforcing this Agreement will prejudice or restrict the rights of a party. No waiver of a right will operate as a waiver of any subsequent right. No right is exclusive of any other right, and each right is cumulative. Force Majeure. Company is not liable for any failure of performance of its obligations herein, where such failure arises from any cause beyond its reasonable control, including without limitation: governmental actions, orders of domestic or foreign courts or tribunals; fires, flood, storms, explosions, pandemics, epidemics, or other acts of God or nature; failure of electronic, power, mechanical, internet, telecommunications, computer, or any other equipment; strikes, labor disputes, riots, insurrections, civil disturbances, or war; shortages of labor or materials; or non-performance of third parties. Third-Party Rights. These Terms are not intended to benefit or be enforceable by, and is not subject to the consent of, any third party. Headings. Titles and headers are for reference and will not affect any interpretation of these Terms. Further Assurances. You agree to provide Company with all necessary information, materials, and approval, and render all reasonable assistance and cooperation necessary to facilitate operation of the Website and enforcement of these Terms. Notices. Notices under these Terms will be in writing—if to Company, sent via email to renee@forwardpointsandtravel.com , and if to you, sent to the email address you have provided to us—effective upon the date sent. Dispute Resolution: If any dispute arises under these Terms, the parties will use all reasonable efforts to resolve the dispute informally through direct communication. Governing Law. These Terms are governed exclusively by the laws of the Texas. Entire Agreement. These Terms are the entire agreement between the parties and supersede all prior agreements regarding their subject matter. In the event of any inconsistency between these Terms and any other terms, policies, disclaimers, and other provisions we may post on the Website from time to time, these Terms will control. Contact If you have any questions or comments regarding the Website, please contact us at renee@forwardpointsandtravel.com . © 2023 Travel Industry Solutions

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